Get Help

Emergency: 911

DA Office: 610 891-4162

Special Victims Unit: 610 891-4811

Witness Assistance: 610 831-4227

Criminal Investigations: 610 891-4700

Clifton Heights woman arrested for submitting fraudulent Famers Insurance accident claim

Margaret Towell

Media, PA -- Today District Attorney Katayoun M. Copeland announced the arrest of Margaret Towell, 32, of Clifton Heights, who is charged with submitting a false car insurance claim for an accident which occurred on December 15, 2018. The arrest comes at the conclusion of an investigation by Delaware County District Attorney’s Office Criminal Investigation Division (CID) Detective Christopher Sponaugle with assistance from Clifton Heights Police Department and Farmers Insurance investigators.

Margaret Towell, 32, of the 200 block of Baltimore Pike in Clifton Heights, is charged with insurance fraud, theft by deception, and criminal use of a communication facility, all felonies of the third degree. Margaret Towell was arraigned by Magisterial District Judge Kelly A. Micozzie-Aguirre who ordered $25,000 unsecured bail. The preliminary hearing is scheduled for May 2, 2019.

On December 16, 2018, Margaret Towell filed an accident claim with Farmers Insurance in reference to an accident which occurred at North Springfield Road and Summit Street Clifton Heights on December 15, 2018 involving her Ford Escape. Towell stated she was traveling on Springfield Road when she lost control of the car after an unidentified vehicle hit the bumper of her vehicle causing her to swerve and hit a pole. Margaret Towell informed police that two children were in the car with her in addition to her boyfriend at the time of the wreck, and the other car continued driving after the incident.

On December 15, 2018 at 9:48 p.m., the Clifton Heights Police Department responded to an accident at North Springfield Road and Summit Avenue in Clifton Heights and observed a vehicle with heavy front-end damage. The vehicle’s driver, later identified as Margaret Towell’s boyfriend, informed police another vehicle struck his vehicle and fled the scene.

On December 31, 2018, Farmers Insurance investigator Nicole Treadwell interviewed Margaret Towell about the reported accident claim. The report states Margaret Towell told the investigator that she was not the driver of the 2011 Ford Focus at the time of the accident, that her boyfriend was had driven the vehicle. An investigation into the fraud was launched by the Delaware County District Attorney’s Office CID Insurance Fraud Unit. CID Detective Sponaugle and Detective Edward Kazlo met with Margaret Towell in reference to the accident. As a result of the investigation, it was determined that Margaret Towell provided false information when she filed her claim with Farmers Insurance reporting she was the individual driving at the time of the accident.

“I would like to commend Farmers Insurance investigator Nicole Treadwell, the Clifton Heights Police Department and CID Detective Christopher Sponaugle for their work on this case. Here in Delaware County we have zero tolerance for insurance fraud, and individuals who commit insurance fraud such as Margaret Towell will be held accountable for their actions,” said District Attorney Katayoun M. Copeland. If you suspect someone is committing insurance fraud, please contact the Delaware County District Attorney’s CID Insurance Fraud Unit at 610-891-4126.

DATE: April 16, 2019
CONTACT PERSON: Chelsey Price, 484-502-9976